Terms & Conditions

Last Updated: February 23, 2026

Acceptance of Terms

By accessing and using the website of Reagan Capital, LLC ("we," "us," or "our") at reagan-capital.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Description of Services

Reagan Capital, LLC provides direct lending and financial services to businesses. Our website offers information about our services and provides a means for prospective clients to contact us. The information provided on our website is for general informational purposes only and does not constitute a commitment to lend or an offer of specific financial terms.

Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms and Conditions. You agree not to:

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Reagan Capital, LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

No Guarantee of Funding

Submission of an inquiry or application through our website does not guarantee approval or funding. All lending decisions are subject to our underwriting criteria and due diligence process. We reserve the right to approve or decline any application at our sole discretion.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from Reagan Capital, LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at reagan@reagan-capital.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, Reagan Capital, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the website or services.

Indemnification

You agree to indemnify, defend, and hold harmless Reagan Capital, LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your access to or use of the website or services, or your violation of these Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Reagan Capital, LLC is organized, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify or replace these Terms and Conditions at any time at our sole discretion. Any changes will be posted on this page with an updated revision date. Your continued use of the website after any such changes constitutes your acceptance of the new Terms and Conditions.

Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Reagan Capital, LLC
Email: reagan@reagan-capital.com